Retirement Runway

Projects your savings year by year with real tax brackets — federal, state, FICA, capital gains and required minimum distributions. Everything stays in your browser.

It opens on a median US household, not yours — income, balances and benefits from the Federal Reserve's 2025 Survey of Consumer Finances and SSA. Type over every figure before you believe a single number.

Your numbers

Projected balances

Taxable Pre-tax Roth HSA

Year by year

Every column from the model. Scroll sideways for the rest — year and ages stay put.